Read: Proverbs 1–3.

Today’s passage: Proverbs 3:27–28

The theme of Proverbs is wisdom. It serves as a kind of explanation of Matthew 7:24–27, using simple differences and similarities to teach life’s lessons. Knowledge refers to learning facts, but wisdom is the ability to use and apply those facts well (2:1–6). Those who seek wisdom are protected and kept safe by it (2:8; 3:5–6), while those who are careless, foolish, or reject wisdom (1:4, 7; 3:34) will face the results of their choices.

Proverbs give us everyday wisdom. It is a great guide that helps us follow God’s ways and make choices that honor Him. There are few decisions we face where Proverbs doesn’t offer direction. This wisdom isn’t just for believers in the Old Testament—it’s timeless truth for all who trust in the Lord. As we try to live for Jesus, we are called to be fair, honest, and helpful in how we treat others. These verses in Proverbs 3 help us toward that goal, showing us how to deal with people and money. In this passage, we learn two important lessons that show what godly wisdom looks like in everyday life.

First, if you owe something, pay it. Don’t hold back payment when you can make it. This is a big issue today—we often try to live above our means, which brings stress and hardship. Debts are left unpaid, not because we want to, but because we often take on too much, run into unexpected costs, or don’t have good money habits. This is not God’s plan. Many families have broken apart over money problems (Prov. 22:7). The Bible says it’s okay to borrow, but it warns us not to take on more debt than we can handle. Paying what we owe shows honesty and builds trust. Living this way pleases God and protects our relationships.

Second, we should be generous when we can. There are many times when we’re able to help someone who’s struggling. When we do, we have the chance to show others what Jesus is like. Jesus didn’t turn away the hurting—He came to bring hope and healing. As Luke 4:18 says, He came to bring good news to the poor and set people free. When we give with kindness, we reflect His love and carry on His work in small but powerful ways.

When we take these lessons seriously and live them out, we’ll see the difference. These two simple truths help bring our lives and our finances in line with what God wants. This is just one of the many good things that come from following God’s wisdom. We need to let His Word and wisdom shape how we live (Col. 3:16). When we do, we’ll live out our faith in ways that help others and honor God.

Thought for today:
Wisdom doesn’t come automatically. It comes to those who genuinely want it and are willing to follow it.